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While target date funds can also simplify investing, it’s important to consider the type of returns they might produce and what you might pay to own them.Photo credit: ©/fotofrog, ©/Cecilie_Arcurs, ©/Henrik5000 If you have a 401(k) plan you invest in at work, you likely have target date funds as an investment option. These funds base their asset allocation on a target retirement date, i.e. Target date funds offer an alternative to index funds and the three-fund portfolio strategy.If you’re ready to find an advisor who can help you achieve your financial goals, get started now.
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